Precious metals & ZATCA tax tools
Saudi gold invoice, making charge & ZATCA VAT calculator
Before paying a gold souq or bullion dealer in Saudi Arabia, separate the quote into three transparent parts: intrinsic gold value for the stamped karat (24K, 22K, 21K or 18K), the shop's making charge per gram (musana'iya), and ZATCA Value Added Tax (0% for qualifying 99%+ investment bullion vs. 15% for jewellery).
Saudi Gold Shop Invoice & ZATCA VAT Breakdown
Estimated Total Invoice (Including VAT)SAR 7,760.93
Selected purity & intrinsic rate/g875.0 (21K) · SAR 424.91/g
Intrinsic gold value (spot × purity × weight)SAR 6,373.63
Total making charges (musana'iya)SAR 375.00
Subtotal before VATSAR 6,748.63
ZATCA VAT (15%)SAR 1,012.29
All-in effective price per gramSAR 517.40/g (+21.8% over intrinsic metal)
Standard 15% Saudi VAT applies to all gold/silver jewellery and making charges under ZATCA rules.
Always verify the seller’s 15-digit Tax Identification Number (TIN) and QR-code tax invoice before paying VAT. Under ZATCA rules, 21K, 22K and 18K jewellery always carry 15% VAT on the full invoice subtotal.